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Which credit guide agencies do lenders utilize?

Which credit guide agencies do lenders utilize?

When you submit an application for credit, the lending company will always check your credit history with more than one for the credit guide agencies. But how can this impact you?

The 3 primary credit guide agencies into the UK – Experian, Equifax and TransUnion – each hold different personal and economic factual statements about you which forms your credit rating. They normally use this information to produce your credit score – and all sorts of of this is taken into account whenever you make an application for credit. (more…)